AI Funding Solutions
Agentic software · AI Funding Solutions

Agentic software that qualifies, routes, and funds your leads. Installed.

Installed into your business, it does the work of a marketing department and a tech team at once, capturing every lead, qualifying on real financial data, and routing each one where it should go.

What it is

Agentic software for your whole front office.

AI Funding Solutions is agentic software you install into your business. It captures every lead, qualifies them on real financial data, decides where each one should go, runs them through a lender marketplace, and finances the deal at the point of sale. You stop paying for the software, the integrations and the headcount you used to need to do all of that. You just turn it on.

And because it runs on real data rather than on what people type into a form, your team only talks to buyers who can actually fund, your ads learn from real buyers, and far more of your pipeline turns into collected revenue.

Before and after

What your funnel looks like before, and after.

Same paid ads. Same leads. The difference is what happens to them, and to your money and your data, once the software is installed.

Before · a funnel without the software
Paid ads you pay per lead Form Sales calls guessing who can pay A few funded most never qualify calls wasted spend and data gone it stops

You pay for the lead once. Most are never qualified, the calls burn on people who cannot fund, and when the spend is done the money and the data are gone. One direction, and it is over.

After · AI Funding Solutions installed

Paid ads to funded buyers. Then the money and the data go back around: qualified data feeds your audiences, budget is reinvested, the not-yet-sold are re-engaged until they buy, and every lap is smarter. This is the self-healing loop. This is what AI Funding Solutions is.

How it works

From install to funded, in four moves.

  1. 01InstallWe drop the smart form and the pre-qualification engine into your existing funnel. No rebuild, no new CRM, no developers to hire. It goes live on your site in days, not months.
  2. 02QualifyEvery lead is read on a soft pull the moment they enter, real credit, real income, real affordability. Nobody can fudge a form anymore, because you are working from the actual numbers instead of what someone typed.
  3. 03RouteThe software routes every lead on its real financial data, and you set the rules. Above your criteria they go to your high-ticket funnel; below it they go low-ticket; and you send the rest into any funnel you choose.
  4. 04FundCustomers go from pre-qualified to approved on the spot and are financed right at the point of sale through a lender marketplace. One flow surfaces the best offer, and once the deal is funded you get paid out around 72 hours later.
What it replaces

It replaces the software you license and the team you would hire.

Most of this you are already paying for in one form or another, in software licences, in headcount, or in the time and deals you lose doing it the old way. Here is what each piece becomes once the software is in.

01
Instead of qualifying leads by asking income and budget on a form, where people tell you whatever gets them through,
you qualify on a real soft-pull read of their credit, income and affordability the moment they enter. The number is the number, so you are never selling to someone who was never going to fund.
02
Instead of your sales team working the whole list and burning hours on calls that were never going to close,
the software hands them only the leads the data has already qualified. Reps spend the day on buyers who can actually fund, so close rates climb and the calendar stops filling with no-shows.
03
Instead of a folder of disconnected lender links, long approval waits and no word back,
every qualified applicant runs through one soft-pull marketplace that surfaces the best offer and finances it right at the point of sale, money collected on the spot.
04
Instead of paying a marketing agency and a tech team lofty monthly retainers to build all of this and guess at it,
the software runs the whole front office, and we only earn when you fund. The incentive is your funded volume, not your invoice.
See it in action

Watch EZ Check qualify, route and fund, live.

This is the engine your leads run through: real financial data in, a funded decision out.

Next
The finance engine · AI Funding Solutions

The same install is your finance system.

One financing partner, one application, and access to a lender network of more than fifty lenders and credit unions, super-prime through subprime. Soft-pull pre-qualification at the point of sale, funds direct to your business.

How it works

The finance flow, end to end.

  1. 01Pre-qualificationYour client pre-qualifies in minutes on real financial data, using a soft credit check that does not affect their score.
  2. 02Waterfall matchThe application runs across the full lender network. U.S. Bank and Covered Care lead, with fifty-plus lenders and credit unions behind them. If the first declines, the next is tried automatically.
  3. 03Offer at the point of saleYour team presents the client's real offers. The client chooses the term that fits, interest-free or interest-bearing.
  4. 04Acceptance and signingThe client accepts and signs electronically. A hard inquiry only occurs at full application, with authorization.
  5. 05FundingFunds are disbursed directly to your business, typically within 72 hours on the instant-decision product.
Lender access

Your lender network.

U.S. Bank, Covered Care, Synchrony and Wells Fargo lead your lender network, with 50+ credit unions behind them.

U.S. Bank
A primary lender across the prime and near-prime range, and the offer many of your clients will see first.
Covered Care
Extends approvals into the lower credit bands, where a single lender would usually decline.
Synchrony
A major consumer-finance lender, adding depth and promotional financing options across the network.
Wells Fargo
A national bank lender rounding out the lead group with additional prime and near-prime capacity.

Behind those four sit more than fifty credit unions. When a client is not the right fit for the first lender, the application moves down the waterfall automatically until one of the fifty-plus picks it up. You never see the complexity. Your client sees an offer.

Coverage across the credit spectrum
Super-prime800+Prime740 to 799Near-prime660 to 739Subprime<660
Rate sheet

What your clients pay.

A guide only: because clients are matched across a large lender waterfall, actual terms depend on the lender selected for each client's profile at the time of application.

Traditional installment · APR the client pays, by FICO band
FICO72 mo60 mo48 mo36 mo24 mo12 mo
800+9.99 to 24.996.99 to 11.996.99 to 11.996.99 to 11.996.99 to 11.996.99 to 11.99
740 to 7999.99 to 24.996.99 to 11.996.99 to 11.996.99 to 11.996.99 to 11.996.99 to 11.99
700 to 7399.99 to 24.996.99 to 11.996.99 to 11.996.99 to 11.996.99 to 11.996.99 to 11.99
680 to 6999.99 to 24.996.99 to 24.996.99 to 24.996.99 to 24.996.99 to 24.996.99 to 24.99
660 to 67916.99 to 24.9916.99 to 24.9916.99 to 24.9916.99 to 24.9916.99 to 24.9916.99 to 24.99
600 to 65918.99 to 34.9918.99 to 34.9918.99 to 34.9918.99 to 34.9918.99 to 34.9918.99 to 34.99
<60024.99 to 34.9924.99 to 34.9924.99 to 34.9924.99 to 34.9924.99 to 34.9924.99 to 34.99
True 0% APR · 680+ FICO, what your business absorbs

On a true zero percent offer the client pays no interest; your business absorbs the rate shown.

3 month
4.99%
6 month
7.99%
12 month
9.99%
18 month
11.99%
24 month
15.99%
36 month
19.94%
How and when you are paid
TierFICO rangeYour business receives
Tier 1 · Prime+800+80 to 97%
Tier 2 · Prime740 to 79980 to 97%
Tier 3 · Near-prime660 to 73967 to 85%
Tier 4 · Rescue620 to 65940 to 75%

All fees and payouts are dependent on the client's credit profile and risk score at the time of approval.

Options

Interest-free and interest-bearing.

Interest-free
The client pays no interest; your business absorbs a share of the cost in its place. Best for the price-sensitive close on your everyday cases.
Interest-bearing
The client carries the interest, so your cost is lower and your payout share is higher. Strong for approvals and larger cases.
Built to be trusted. All financing follows FCRA, ECOA and TILA. Applications run across licensed third-party lenders, and a hard inquiry occurs only at full application with the client's authorization. You keep any lenders you already use, the network runs alongside them.
Getting set up

How we set you up.

  1. 01KickoffWe confirm your business, your team, and how you want financing presented at the point of sale.
  2. 02SetupYour program, website and tracking are configured under one account, so you run one system rather than a patchwork of tools.
  3. 03Team trainingYour staff are trained on the flow: open the portal, present the offers, and help the client select. The full training library stays available for new hires.
  4. 04Go liveOnce your program is configured and your team is trained, you begin funding cases. We stay with you through your first cases.
Questions

Answers to the things businesses ask first.

Does pre-qualifying affect my clients' credit?
No. Pre-qualification uses a soft credit check that does not affect the client's score. A hard inquiry only happens at full application, and only with the client's authorization.
What happens if the first lender declines?
The application passes automatically to the next lender in the waterfall, including the credit unions on the back of the network, so more clients receive a workable offer instead of walking.
How quickly do we get paid?
On the instant-decision product, funds are disbursed directly to your business, typically within 72 hours. The exact share is set by the client's tier at approval.
Do we keep our current lenders?
Yes. The network runs alongside any financing partners you already use. You keep what works and gain the rest of the waterfall behind it.
Are the rates fixed?
No. The rate sheet is a guide. Actual terms are set by the lender matched to each client's profile at the time of application.
Can you review our payment processing too?
Yes. Share one recent processing statement and we will return an exact rate in writing, alongside the financing program.
Next
Coming soon

Payment processing.

Next
How to get started · AI Funding Solutions

Everything, in one install.

The agentic software and the finance system come together in a single install. Here is the full breakdown of everything included, exactly what it costs, and how to go live.

Everything you get

What's included.

The whole system, the front-office software and the finance engine behind it, on its own is worth well over seventeen thousand. With us, it is one install.

Agentic software
The smart form, built into your funnel$2,500
The pre-qualification engine: soft-pull credit, income and DTI$1,500
Smart routing by ticket size$1,200
Qualified pixel firing, server-side, so your ads learn from real buyers$900
The agentic software that runs all of it, in place of a marketing and tech team$5,000
Finance system
The lender marketplace, 50+ lenders and credit unions, integrated end to end$3,000
Point-of-sale financing$2,000
Install, onboarding, team training and ongoing support$1,500
Worth, all in$17,600
The price

Simple, and tied to your funded volume.

The whole system installs for one price. From there you pay only as you fund, $3 each time an applicant is actually pulled, and 3% on the loans you fund. No lofty retainer, no surprise invoice. We are tied to the volume you fund, which means the system is built to make you money, not to bill you.

Install today
$997
One time to install the full system, the agentic software and the finance engine, live on your funnel. Then you pay only as you fund.
$3 per applicant pulled3% loan origination on funded cases
$997
To install, one time. The full agentic software and finance system, live on your funnel.
$3
Per applicant pulled. You only pay when a lead actually runs through the software.
3%
Loan origination fee on funded cases. We earn alongside you, after you fund, never before.
What your fee includes

Everything the install covers.

Full lender waterfall. Access to the complete fifty-plus lender network and credit unions, on a single application.
Point-of-sale platform. The pre-qualification and offer-presentation portal your team uses every day.
Setup and onboarding. Configuration of your program from start to finish, under one account.
Training and support. Staff training, an on-demand training library, and a direct point of contact.
How to start

Four steps to live.

  1. 01ReconnectConnect back with whoever sent you this document to lock in your install.
  2. 02We installThe software and finance system go live on your existing funnel within days.
  3. 03You go liveQualified buyers start flowing straight to your team, financed at the point of sale.
  4. 04You fundYou finance your customers on the spot, and you get paid out around 72 hours later.
Get the full system for $997.
The agentic software and the finance engine, installed on your funnel. Then $3 per applicant pulled and 3% loan origination on funded cases. We only win when you do.
Connect back with your AI Funding Solutions rep to get started
$997 to install, one time · $3 per applicant pulled · 3% loan origination on funded cases
Next
AI Funding Solutions · Powered by EazePay. We provide software and facilitate introductions to third-party lenders. We are not a lender and do not guarantee approval, terms, or any financial result. Figures shown are illustrative. Rates and terms shown are a guide only and are set by the matched lender at approval. Soft-pull pre-qualification does not affect a credit score; a hard inquiry may occur only with authorization at full application. FCRA · ECOA · TILA. AI Funding Solutions is a brand of EazePay Inc. © 2026 EazePay Inc.
Your first 30 days · AI Funding Solutions

Your first 30 days.

From the moment you pay, here is exactly what happens on your side, and the fastest path to a return on your install. This is a runway, not a promise.

The 30-day guarantee
Within 30 days, working only with leads you have already paid for, we will help you identify $100,000 in opportunities using the software. If we don't, the system is free.
No new ad spend. We run your existing list through EZ Check, surface who can actually fund, and show you the opportunity already sitting inside leads you own.
"Opportunities identified" means qualified funding opportunities surfaced from your existing leads through the software. It is not a guarantee of funded deals, revenue, or lender approval, which are decided by independent third-party lenders. Full terms are confirmed with your rep.
The one lever

Your return is set by speed to deployment.

The faster EZ Check is live inside your business, the faster you stop guessing and start speaking only to people who can actually fund. Everything in this plan is built around getting you there in days, not weeks.

The constraint is almost never us. It is how quickly you make yourself available and how fast your documents come back. Move fast in the first week and the rest of the 30 days compounds.

The runway

What happens, and when.

  1. 01Day 0 · You pay and onboardYou complete the onboarding form and your private Slack channel opens with your Support Specialist already in it. Your only job today is to book your calls and complete your funding sign-up form. Everything else is on us.
  2. 02First 48 to 72 hours · Get deployedMake yourself available. The minimum outcome of this window is EZ Check deployed in your business and your finance access live. In parallel you are being underwritten for point-of-sale finance on the Business Entity Call. This window sets the pace of everything after it.
  3. 03Day 3 to 7 · Run AIFS ReviveUpload the lead list you already own into EZ Check. Every record comes back with real financial data attached, so you can see who can actually fund before anyone picks up a phone.
  4. 04Day 7 to 14 · Work the qualified listPut your sales team onto the qualified leads, or run a campaign to them and book them in. Then run those clients through finance. From here your team only spends time on buyers the data has already cleared.
  5. 05Day 14 to 30 · The flywheelYour fresh paid leads now run through EZ Check on entry, so every new lead arrives with financial data attached. That qualified data feeds back to Meta, so your ads stop optimising for form-fills and start optimising for real buyers. Point-of-sale finance goes live as your underwriting completes.
The fastest money

AIFS Revive: the list you already own.

You are sitting on leads you have already paid for. Most were never called back, or were called once and written off. The problem was never the list. The problem was that you could not tell which of them could actually fund. Revive fixes that in an afternoon.

Before
500 blind leads
A name and a number. No idea who can pay, so your team calls everyone and burns the day.
→
Through EZ Check
500 leads with financial data
Real credit, real income, real affordability, attached to every record in the list.
→
What you do
Only call the qualified
Your team calls them, or you campaign to them and book them, then finance them.

Revive runs on the same $3 per lead pulled that applies to everything else. A 500 lead list is $1,500 to enrich, and you know who can fund before your team makes a single call. Put your own list size into the calculator below and it will show you the true all in.

Why this comes first. It needs no new ad spend, no new funnel and no new traffic. The list is already yours and already paid for. It is the shortest distance between your install and your first funded deal.
Two engines

Your list and your ads, running at once.

Revive · the list you own
Your existing database, enriched in bulk and worked by your sales team. This engine moves first, because you are not buying anything new to run it.
Fresh · the leads coming in
New paid leads qualified on entry, so every lead arrives with financial data. That data feeds back to Meta and your ads start learning from real buyers instead of form-fills.
The honest split

What you own, and what we own.

Your job
Make yourself available inside the first 48 to 72 hours. Return requested documents fast. Upload the list you already own. Have your sales team ready to call the qualified leads. Keep your marketing running.
Our job
Deploy EZ Check inside your business. Get your finance access live. Train your team, and leave the library behind for new hires. Run your underwriting for point-of-sale finance. Stay with you through your first funded cases.
The speed of your first 30 days is mostly set by how fast you move on your side. We can only go as fast as your availability and your paperwork.
Your break-even

Your numbers, your math.

We are not going to invent numbers for your business. Put your own in, and see exactly what it takes to cover your install.

$
%
0
Enter your average ticket and your margin.

Illustration only, based on the numbers you enter. Not a projection or a guarantee. Full disclaimer below.

Important

Disclaimer

Please read this carefully. The 30-day plan set out on this page is an illustrative example of how the system is put to work. It is not a guarantee, projection, forecast, or promise of any result, including any level of leads, qualified leads, approvals, funded deals, revenue, profit, or return on your investment.

Results vary materially between businesses. Your outcome depends on factors substantially within your control, including your availability for setup, the speed at which you return requested documentation, the size, age, accuracy and quality of your contact list, your sales process and capacity, your offer, your pricing and margins, your marketing spend, and your market conditions. Timeframes shown are targets, not commitments, and may move for reasons on either side.

We are not a lender. Financing decisions and approvals are made solely by independent third-party lenders and are subject to their own criteria. AI Funding Solutions does not approve, underwrite or guarantee financing, and no application is guaranteed to be approved. Soft-pull pre-qualification does not affect a credit score; a hard inquiry may occur only with authorization at full application.

No advice, and no promise has been made to you. Nothing on this page constitutes financial, legal, tax or investment advice. Any figures shown or entered by you are for illustration only. By reading this page you acknowledge that no specific outcome, timeframe or return has been promised to you, and that you are not relying on this page as the basis for any financial decision.
AI Funding Solutions · Powered by EazePay. We provide software and facilitate introductions to third-party lenders. We are not a lender and do not guarantee approval, terms, or any financial result. Figures shown are illustrative. Rates and terms shown are a guide only and are set by the matched lender at approval. Soft-pull pre-qualification does not affect a credit score; a hard inquiry may occur only with authorization at full application. FCRA · ECOA · TILA. AI Funding Solutions is a brand of EazePay Inc. © 2026 EazePay Inc.